Speaking o' money," said the night-watchman thoughtfully, as he selected an empty soapbox on the wharf for a seat, "the whole world would be different if we all 'ad more of it. It would be a brighter and a 'appier place for everybody." He broke off to open a small brass tobacco-box and place a little quid of tobacco tenderly into a pouch in his left cheek, critically observing at the same time the efforts of a somewhat large steamer to get alongside the next wharf without blocking up more than three parts of the river. He watched it as though the entire operation depended upon his attention, and, the steamer fast, he turned his eyes back again and resumed his theme.