Are you ready for positive change? Let's go together to this journey and you will see that saving money and getting out of debt is not hard. In fact, it is simple and can be fun. I will guide you step-by step to creating your own Financial Victory List and show by calculations how easy it is to save $10,000 (can you beat my Financial Victory List?). Some people would think about saving money as being miserable, greedy, depriving themselves of all things they like to do and put every spare change away, for "dry times." In reality, saving money is a game with your own rules. You can do it It has been widely suggested that obesity comes from junk eating. As a matter of fact, gaining weight comes from "junk thinking." Inability to save money comes from "junk thinking," too. Nobody can do it for you except yourself So, it is time to save money and get out of debt