From the author of Money Well Saved comes a new slant and different thinking on getting out of debt and staying out of debt from now on You will learn why, if debt is a problem for you, it is not your most pressing financial concern. And you will learn how to settle your debts in a way that is in your own best interests. I am the author of this book and I was once unemployed, broke (which I define as having no savings ) and over $50,000 in debt. But I was able to become totally debt-free in just a few years while building my savings at the same time You can do the same In this book you will learn my simple secrets to debt-free and prosperous living.