In a matter of minutes, thousands of checking accounts across America go empty. Caught up in the theft is Alex Poole, a software engineer who works on house arrest and prisoner tracking systems. As a result, he switches his account to Aspirizon Bank-an institution well known for its friendly tellers, futuristic branches, and the ever-popular "Liberty Card." Yet when he finds the bank is run by a notorious ex-coworker and strange visitors start arriving at his door, he realizes the bank's vision of the future may come at a price few are willing to pay.