Elizabeth Forbish tries to lead a normal life as a junior at Georgetown University majoring in economics. However, life is anything but normal when you're the daughter of Bradford Wallington Forbish IV, CEO and majority stockholder of Forboco Petrochemical Incorporated. The family fortune is substantial, and he's one of the richest men in Virginia. Life gets really interesting when Elizabeth is kidnapped by mysterious terrorists while she's being escorted by her bodyguard Johnny. Shady government agents work covertly to recover Elizabeth and deal out some frontier justice to the perpetrators. Tad Hunter and Ramon Garcia, owners of Conch Island Yacht Service in Florida, join in the fray.
Armed with sailboats, guns, and a drunken client, Tad and Ramon-old Army buddies and all-around good guys-pursue the dangerous kidnappers through the Florida islands, over to Bimini, and back. Shootouts, treachery, and outlandish characters are all standard fare in the tropical madness called the Florida Keys. But nothing is as it seems, and crazy things happen in paradise in this uproarious romp through this steamy locale.