The lessons in this book are designed to take you on a journey to building wealth. Your quality of life a few years from now could very well be determined by what you do with the information found in this easy to read and well planned guide. As you are reading this book you will notice that the book is broken up into two distinct parts. Part one is called the "The mind set" this part of the book is designed to get you to change your paradigm about money. The second part of this book "The journey" will address key areas of personal finance that everyone needs to develop healthy habits in. This section offers practical advice and information on how to effectively manage your largest wealth building tool, your current income.