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Kat Holloway is distressed to learn that Samuel Millburn, husband of the woman who looks after her daughter, has been accused of embezzling funds from the bank where he works as a clerk. The accusation is absurd, and Samuel's wife fears that her husband will not only lose his post but be imprisoned. Kat vows to uncover the truth. When she discovers the bank is involved in shockingly murky business dealings, Kat realizes she's treading in dangerous waters. She turns to her confidante and handsome suitor, Daniel McAdam, for help. To exonerate Samuel, Kat and Daniel may have to expose the unseemly financial dealings of prominent aristocrats and government officials, and even those working to bring down the royal family. Kat will risk everything to protect the man who has sacrificed so much for her daughter, even if it means endangering herself and the friends she has come to love.