In the wake of America's long term fiscal deficit crisis and the strain that it places on the viability of the country's safety net systems like Social Security and Medicare coupled with the fact that most corporations are no longer establishing or funding traditional pension plans, the need to understand this notion of self reliance in the 21st century is now more important than ever for African Americans. A failure to recognize the role that you must play in securing the life that you have envisioned for yourself and your family could prove disastrous. In the end, I can't say that nobody really cares anymore but certainly, nobody should care more than you.