This book is written to answer those questions for a particular type of person; the person who has learned at some point in life not to spend all the money they worked so hard for. This book is for those who have saved and invested; those who have exercised discipline, and who therefore have accumulated a retirement nest egg. Whether that nest egg is small or large, they want to take the right steps to develop and implement a strategy--one that will provide them the maximum spendable dollars in their retirement years, as well as minimize taxes whenever possible.