Principle Based Investing is the belief that principles must guide our long-term investment decisions and that predictions are useless, regardless of the source. Principles are the foundation of sensible investing. They are what allow us to ignore the day-to-day noise and emotional clatter that can jeopardize rational thinking and sound investment decision-making. ______ Alan F. Skrainka is the Chief Investment Officer at Cornerstone Wealth Management. He is responsible for managing the Cornerstone Model Wealth Portfolios and Chairman of the Investment Policy Committee. Because of his 32 years of experience in the investment industry, Alan has been a frequent source for national financial networks and publications, and was one of a handful of economist that was invited to the White House to consult with the President. In addition to his work at Cornerstone, Mr. Skrainka has taught classes in retirement planning at the University of Missouri. Mr. Skrainka became a Chartered Financial Analyst in 1986. He earned a bachelor's degree in business administration from the University of Missouri-St Louis in 1983, and earned an M.B.A from Washington University in St. Louis in 1990.______ Alan and his wife, Julie, have been married for 27 years and have three children, Drew, Allison and Jack. Alan enjoys traveling, golf and time with his family. ______ Keywords - Investing, Management, Principles, Sensible Investing, Stocks, Bonds, Mutual Funds, Commodities, Financial Markets, Finance