This book is designed to provide tools, strategies, and procedures to assist in empowering not only those who feel the need to increase their effectiveness at changing the world around them, but also to those who feel totally ineffective, powerless, and economically trapped, to change their reality for the better and forever. We start with Elements of Substantive Leadership as the foundation from which LUCK emerges and examine its exercise by people who are effective because they are experienced at solving difficult problems. We examine Leadership Style as the complement for substance to form the truly effective leader. This is a book about "How" and "Why". It provides tools and techniques to motivate and enable the reader to develop leadership skills that result in the ability to make things happen, to be the essence of effectiveness. We then set forth Lessons for Life as an Effective Person. Lessons 1 through 9 provide case studies that illustrate Leadership and the use of Protocols for Problem Solving in action against, what many times seem, as impossible odds. We end by summarizing and promising a future treatise that will describe using these skills to develop economic activity designed to eliminate financial helplessness.