Washington, D.C., September 2003 Millie Wells, a rather head strong young lady, innocently takes photographs of two Middle Eastern looking men, who menacingly begin to follow her when she leaves work. Managing to evade them, she arrives at her apartment, and barges in on her unsuspecting next-door neighbor, seeking his help. As it turns out, he is FBI Special Agent, Jim Marshall, who is having problems dealing with advancing age and retreating nerves. Jim becomes attracted by Millie's charms, and they manage to keep a love affair going over this fast-paced adventure.
Jim seeks the support of the FBI's Counter-Terrorism Division, as they uncover a possible terrorist plot to destroy this country's entire counter-terrorism intelligence gathering capability. Jim and Millie are caught in a real-life game of cat-and-mouse, with ensuing gun battles that leave dead bodies strewn from downtown Washington, D.C., to the woods of Fairfax County. As the end nears, Jim is confronted by a ghost from the past, and wonders if he hasn't waited too long to retire from the agency.