The average US household credit card debt stands at $15,593, counting only those households carrying debt. Americans owe $11.62 trillion in personal debt of various kinds. They owe $8.05 trillion in mortgages and an additional $1,122.7 billion in student loans. The bad news is that some many are in debt, it has become accepted as normal. But debt isn't normal. It robs us of freedom to live a more flexible, fun, and fruitful life. This book seeks to become the first step in your journey toward financial freedom. The author himself has experienced the pain that has resulted from the last recession and has been able to help many to work through the process of removing the burden of their personal debt. In You Can Be Debt Free, you will learn: Why people make stupid decisions about money. Three approaches for paying off debt. Five steps to get out of debt fast. Seven indirect ways to get out of debt faster. Some practical insights on avoiding college debt (while still getting the degree) You didn't get into deep debt overnight. Well, maybe you did, but what happens in Vegas stays in Vegas. You may have gotten into debt by just one stupid decision, but you are very unlikely to get out without making many small steps in the right direction. Getting out of debt is usually a slow process that requires a clear pathway to work your way out. This book teaches some ways that debt can retired more quickly without paying it down from your paycheck, so we will look at those too. But you are going to need to keep this little book close while you take the steps included. It's not magic, but it will work. You can become financially free and then stay that way. Let's work on this together.