What are you trying to do with your money? Few of us take the time to analyze our financial needs and goals to answer that pressing question. In Wealth Odyssey, author Larry R. Frank Sr. uses his extensive financial background to provide a universal road map that will help you determine the wealth you need to support your chosen lifestyle. Frank discusses such topics as: The Wealth Rule The Earning-Spending-Saving Formula Using debt wisely Risk management Wealth Odyssey is a practical, no-nonsense guide that will help you develop a personal definition of wealth and create an effective strategy for long-term financial success. www.WealthOdyssey.com Personal finance guidebooks are often more confusing than helpful; Frank provides refreshing relief. Frank, a Certified Financial Planner in California, offers a concise, precise guide to "prudent thinking" about personal finances, along with simple tools to estimate how much is required for a comfortable retirement. Frank does not share investment secrets. Instead, he offers insights into insurance needs and taxes, and he lays out a straightforward plan that anyone can follow to reach their "wealth" plateau. (He's not talking about yachts and sports cars. Wealth, he says, is having sufficient assets to carry out your plans and live according to your "Standard of Individual Living." Being rich, he adds, is having an excess of wealth.) In Frank's view, determining what size "asset reservoir" you require for a "wealthy" retirement can be done using simple math and having a realistic understanding of your wants and needs. Frank says his years of experience in the business have taught him, "People are not saving enough for retirement, so they will have to work longer than they realize." A sound guide designed to help people make sensible plans for a successful retirement. -Kirkus Discoveries