EU. USA. SA. Russia. China. Tunisia 2010: The first decades of the 21st Century: A pseudo-economic discursive text novel as well as a personal and family proto-political global history since the Big-Bangs of Gas-Oil and General-Energy and financial markets nuclear scientific and military; of dot comms. and construction industries boom and bust; of the worldwide web and financial open-markets, that were to lead to the global banking collapse of the 2010s; crises of ideology and failure of faith. Leading to wars, political and economic. Based on real events, and told through the characters of a merchant-Banker and an accounts Clerk, with a panoply of shadowy virtual and historically real others, fellow travelers on this train journey of life. Characters made out by their speech and understanding through news reports, stories and games, that merge and weave their way in and out. Underlying betrayal and violence simmer, and come to the surface as negotiations for each participant, including the reader each as our own personal Banker and Clerk, are necessarily made. The issues of the day become more and more about immediate physical and spiritual survival. But more than that, for superiority through corruption and deceit; and the issues of being brought to book. With winners and losers inevitably learning what it is to have, and not-have. To love, and lose life.