Steve Holland is a man who is never happy with anything in life. He thinks everyone else has the good luck while nothing ever goes his way. Then he meets a stranger who offers to change his fortune. Steve leaps at the chance and suddenly his life is transformed, giving him money and wealth beyond his wildest dreams. But there is a price - a terrible price. He begins to realise the stranger is calling in a debt of revenge far beyond anything he could ever have imagined.