The flooding of "Trout Lake" in upstate New York reveals the glories and intrigues of living in an Adirondack town. A reclusive billionaire, two frozen-in-time sisters, a manipulative mayor, and a school teacher with a secret are among the eccentric yet touching characters. Subplots include the anonymous bestowing of $100 bills on selective citizens, and various wars between locals and summer residents. At the center of the storm are Henry, a retired lawyer, and his wheelchair-bound wife Sally radiating humor and wisdom.