If you work in the tourist industry in the Caribbean, summer is a time of too much heat and not enough money. Boutique owner Kristen Maroney is trying to sell off last season's inventory when her friend Claire tells her that their mutual friend Flor has fallen prey to a shady real estate deal. Intending only to help Flor, Kristen uncovers an international fraud ring that has bilked unsuspecting customers of millions. Before she can figure out what's going on, her life hangs in the balance.