Most people are not aware of the profound effect that compound interest will have on their financial future. This workbook will help you to understand how the traditional way of using debt can easily cost you over a million dollars before you retire. You will get step-by-step instructions on how to quickly become completely debt-free. Then, you will have more money to invest for a prosperous retirement. And Rico's proprietary formula will show you the "best results" order in which to pay off your debts. You will also learn some basic things that everyone should know about investing. People who have used these techniques in the past have had dramatically positive results. This book was written for regular people and assumes no prior knowledge of finance. But the techniques taught in this book are powerful and will provide excellent results for anyone who will use them.