There is no secret to building wealth. All it takes is time. Most wealthy working people do not have a degree in finance. Most do not use hedge funds, Wall Street brokers or special overseas tax evasion schemes. They build wealth the old-fashioned way: They maximize their savings. Their $10 a day, $300 a month has become $1 million over time. Schools should teach this chart of compound interest in every math class. Your $3,600 a year, $108,000 total savings can become over $1,000,000. All it takes is time. Unfortunately, our society has let the financial services industry hide this knowledge from us. Most wealthy working people found out how to maximize their savings by running a business. The truth is that there are certain simple techniques to investing for the long-term that any person can follow to become wealthy. None of the techniques are really new or complicated. You don't need to earn a lot of money to become wealthy either. Look at what happens to many professional athletes. Most don't end up wealthy even though they have received huge checks. Lottery winners are another example of this instant wealth mythology. Most people do not know how to build and maintain wealth so they never become wealthy. Most working millionaires get there slowly. They become wealthy by saving: they live below their means. They patiently save and invest in their own businesses or in a bunch of profitable companies. I know this from my experience of working with clients I call "working millionaires." It is a myth that most millionaires have inherited their wealth. The image I want to share with you is that of The Working Millionaire. Your plumber is probably a working millionaire. The local contractor who replaced my roof, garage and did my last house painting is a working millionaire. Two-thirds of millionaires are self-employed-working millionaires. Listen to Earl Crawley: http: //www.youtube.com/watch?v=XD0svDGyLWU