Three homeless friends - a Filipina-American with a hidden past, a Filipina transsexual, and a Puerto Rican hustler - struggle on the Chicago streets to scrounge up enough cash to bus it to San Francisco before the winter cold hits. But when a bearded man on a quest, a mystery man in sunglasses, a wealthy john, and a doughnut shop's spell-casting assistant manager put their hopes and friendships to the test, the trio find they must spare some change of a far queerer kind.