How can an investor guarantee that they will meet their retirement goals? - Become a "Snowball Investor" The Snowball Effect is an income investing book that shows investors how to achieve their retirement goals by investing in blue-chip dividend paying stocks, high-yield bonds, and writing covered calls.It is the fourth book by well known investment author Timothy McIntosh, a fifteen year value portfolio manager. Don't listen to pundits and faceless Internet "experts" that claim you can make a profit by simply investing in volatile high growth stocks. Consider instead the power of investing in safe dividend firms and other income producing assets. If you truly want consistent wealth building and the ability to retire on time, consider becoming a "Snowball" investor. This book is not written for stock speculators, but for those investors that can embrace the concept of buying and holding income producing securities for the long term. This book gives you all the tools necessary to become a successful "Snowball" investor. The book includes; ·A history of the Dow Jones Industrial Average and secular bear markets during the last 110 years. ·The basics of how companies decide to pay dividends and the process of payment. ·Powerful examples of dividend paying companies and how your wealth can be enhanced through dividend reinvestment. ·Which bonds you should avoid and which to buy. ·What covered call writing is all about and how you can utilize it to improve your investment results. ·The value of micro-cap dividend companies, the smallest stocks. ·Profiles of the Top 100 Dividend Stocks that an astute investor can choose from. Don't play the Wall Street game, become a "Snowball" investor and reap the rewards of an income and reinvestment based investment strategy.