THERE'S A STORM COMING If you want to weather the impending storm with anything left over, you need to be prepared. In ­The Retirement Solution, Jon Hicks describes how five different ­ financial storms are converging to form one "perfect storm" with the capability to completely wipe you out. The storms are as follows: ¿ Storm #1: Our country is flat broke, which means taxes will-not may-go up. ¿ Storm #2: We've bought too much crap on credit, and we'll soon be getting a call from the debt collector. It's time to pay up. ¿ Storm #3: Wall Street is selling us junk. High fees, high risk and poor transparency make up the the tip of the iceberg that can lead to retirement failure. ¿ Storm #4: We've lost our pensions, which used to be our security blankets. Without them, we're standing naked in the cold. ¿ Storm #5: We are emotionally wired to lose money. Time and again, we are doomed to see our feelings betray us. Chapter by chapter, Jon will detail each storm so you have the information you need to protect yourself and your loved ones from a disaster. Stop listening to the talking heads on TV. By utilizing the help of a­ fiduciary-an advisor who truly has your best interests in mind-you can avoid your own perfect ­financial storm.