James Knight is a third generation trust officer, trying to succeed in the family business. His grandparents, who adhered to strict moral values, raised him, and James hopes to apply their values to his work. Many of his co-workers consider him a boy scout, always trying to do the right thing, but his values are shaken by his new job.
Horrible controversies surround the trust customers and employees of his large metropolitan bank. While working for his alcoholic supervisor, James stumbles upon massive cases of fraud. He takes it upon himself--with the help of a retired private eye--to work with authorities and bring his boss and co-conspirators to justice.
However, good old boy James isn't quite ready for the dangerous game he's playing. His life is threatened just as he meets the woman of his dreams. Now, he must shield himself, his reputation, and the woman he loves while dismantling a huge financial institution. To free himself of scandal, he must hold tight to his values, which soon turn out to be the best inheritance his grandparents could have left.