Michael Franklin Jr., a struggling stockbroker, is under siege. During the worst bear market since the crash of '29, he is quickly losing his legendary father's former clients and personal friends. A co-worker tries to betray Michael for personal gain only to find his double-crossing ways are unnecessary; Michael is fired. Jennifer, the girl he wants to marry, has an undisclosed checkered history. She seizes on Michael's plight to fulfill her own financial dream - building and running a Ponzi scheme - and lures him into the 'business'. Jennifer chooses their first target, a beautiful young woman who becomes far more than a potential victim. The scheme is a huge success, which presents its own set of challenges since all such scams are truly a house of cards waiting for the fall. When questions arise about the real nature of the scam, a confrontational triangle develops between Michael and the two women who have become pivotal in his life. Ultimately he must decide between an unbearable choice and the ultimate, and final, escape.