Catrina Carter is in over her head. Way over her head. She's in debt and, short of bankruptcy, which wouldn't happen fast enough to pay the creditors nipping at her heels, Catrina has few choices. Eviction is coming any day, and even though she traded in her great car for a "more affordable" model, it's about to be repossessed too. Catrina goes to Debt Management Associates, or DMA, for help. The cost for DMA's help is something she never thought she could pay, but out of options, Catrina agrees to serve a man who pays her debt in full, and begins training in how to please him. Jared. Her new benefactor. He is tasked with helping Catrina get her life back on track, in addition to taking his pleasure with her and ordering her to oblige friends, colleagues, and even total strangers sexually on his whim. When Catrina leaves the DMA program after her one year term of service, will she be able to keep the lessons Jared literally spanked into her topmost in her mind, or will old habits rear their designer heads?