MONEY MANAGEMENT is a skill the young people of today know very little about. Most young adults leave high school or college faced with debt and not knowing how to make good financial decisions. Their futures depend on knowing the concepts of financial literacy Money is a part of everyday life, and we need to start teaching our youth about it before they venture out on their own. This book is designed to empower young people (and adults as well) on what money is and how to work with it. It is full of financial basics as well as being a workbook to be used as a tool for teachers, parents, and students. The author's goal is to give young people the chance for a future of self-reliance and financial freedom.