That fateful September morning started out like any other. The skies were a gorgeous blue, nothing like the gray hell they would appear hours later. Joann Namorato was only working in Downtown Manhattan to help alleviate some of the costs of putting two of her three children through college. Despite the financial ease that working in New York City would provide, she feared that a terrorist bombing like the one in 1993 would occur. However, after consulting with friends and family, she came to the conclusion that a second attack on the same location was highly unlikely.