Four best friends drive to the Mall, after school, looking forward to shopping and going to the food court. Laughing, texting, talking on their cell phones, and not bothering with seat belts, it's a recipe for disaster. 4f. Research reports that at least 16-percent of all fatal vehicular crashes involving motorists under the age of 20 involve drivers who were distracted at the time of the accident either by talking or texting on their phones.