Thestoryofhowamandevastatedby9/11,acquiresalargesumofmoney.Atfirst,thewindfallseemstobetheluckiestthingtohappentohim.Butashemovesthroughlife,herealizesit'snotthemoneymakinghimhappy.Inthisfirstbookofaseries,themaincharacterBill,triestocometotermswithhisnew-foundwealth.MeanwhiletheFBI,thethieves,andhisnewfriendsallhavequestionsaboutBill'sinheritance.Ashegrappleswithalloflife'sday-to-dayissues,hetriestodetermineifit'sDivineinterventionorjustcoincidence.