If you can bake brownies, you can manage your own investments without paying any commissions with "The ETF Cookbook" Do you like your investments spicy or mild? Begin by taking the short quiz at the beginning of the book to determine which recipe is right for you. Within 15 minutes you will have a simple one-page recipe of zero commission exchange-traded funds (ETF) that is easy to follow. Just pick up the phone and call TD Ameritrade at 1-800-454-9272 (or visit TDameritrade.com) and tell them how you want your money invested. It's that simple If you are curious and would like to know the full rationale behind the recipes, just go to the back of the book to find detailed explanations that form the basis for all the recipes in "The ETF Cookbook." The last section of the book will help you answer the question, "How much is enough?