Tap dancing and riding her dilapidated bike are ten-year-old Sarah Crawford's, better known as Spunky, favorite activities. After moving to Badger Creek with her mom, Spunky discovers the old lady in the basement apartment dislikes both her and her dancing. While practising her tap steps in the garage, Spunky devises a wonderful scheme to raise cash for a new bike. However, disaster strikes when she is accused of theft and her great money-making plan is squashed. Just when Spunky thinks that Badger Creek is a horrible place to live, she's forced to defend her beliefs and her whole world changes. She discovers the town may be more exciting than she ever realized.