Why do some people spend and grow rich while other people spend and grow poor?This is a question that Gary Barnes struggled with as a financial planner. He saw people receive very high incomes and had very little if anything to show for it at the end of every year and other people with much smaller incomes accumulate wealth. While everyone's income is different Gary realized the one thing that we all have in common is that we spend money. While this may seem obvious it's in the way that we spend our money that determines whether or not we grow rich or poor.It's in the psychological and emotional relationship we have with money. Most people have no roadmap for their finances or a way to track their progress. That's why Gary created Spend & Grow Rich - The Two-Tier System. It's Gary's belief that budgets don't work, but if an individual, family, or business will take the time to create a "Spending Plan" they will create the foundation that will give them the results that they desire.Spend & Grow Rich is a simple but practical process that anyone can implement. It's not about right or wrong, good or bad spending, but about making conscious decisions on how we spend our money before we spend it.If you choose to implement the Spend & Grow Rich process and make it your own you will be amazed at your results. Financial freedom is available to anyone and you deserve it!