Steve Larson and Elizabeth Coleman had been the best of friends - inseparable - since middle school. Once in college, they found themselves in love, but too afraid to admit it: Steve because he thought Elizabeth was too beautiful to want him; and Elizabeth because she thought Steve was too wealthy to be interested in someone so poor. But then, a family tragedy strikes, and they are pulled apart and lose touch with each other. A chance meeting on a Christmas tree lot twenty years later changes their fates forever. Only Steve and Elizabeth can decide if they have the courage to overcome a lifetime of doubts and fears and open their hearts to each other again.