Saving Social Security and Medicare. Fixing the Retirement and Health Care Crises. Specific recommendations are made to keep Social Security and Medicare in their present government-run status for the future without increasing Payroll contributions from Employers/Employees or reducing benefits, while eliminating all government funding and lowering Deficits. In addition, recommendations are made to vest ownership of these programs to the beneficiaries and removing threats to their future from the special interests and the political arena. ¿ Americans have been falsely conditioned to believe that entitlement programs are flawed, cannot be fixed and threaten the financial security of the country. The book presents validated facts to counter these false attacks. ¿ Some in Congress argue that it is absolutely necessary, in order to save the country financially, that Social Security be phased out for a system of private accounts and that Medicare be phased out for a system of government vouchers to pay for private insurance. ¿ Contrary to the reasons given for the phase-outs, they require increased government spending and increased Deficits. The only stakeholders that benefit are the financial and insurance companies. ¿ The author presents primer sections on the individual Social Security and Medicare issues comparing the plans to phase out these programs with the recommendations made in the book to continue these government-run programs. The case for continuing these government-run programs is indisputable. Americans now have access to financially sound plans, with ownership vested to the beneficiaries, to continue these government-run programs and with which to demand that their elected officials pass, or prepare to go home. Thus ending, forever, this continued threat to the retirement security to all Americans.