While money doesn't grow on trees, it can grow when you save and invest wisely. Knowing how to secure your financial well-being is one of the most important things you'll ever need in life. You don't have to be a genius to do it. You just need to know a few basics, form a plan, and be ready to stick to it. No matter how much or little money you have, the important thing is to educate yourself about your opportunities. In this book, we'll cover the basics on saving and investing. At the SEC, we enforce the laws that determine how in-vestments are offered and sold to you. These laws protect investors, but you need to do your part, too. Part of this book tells you how to check out investments to ensure you do not fall victim to fraud or costly mistakes. No one can guarantee that you'll make money from investments you make. But if you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.