Baby Boomers, born from 1945 to 1964, are now coming of age to apply for Social Security. It is imperative that they start the process early and be well informed. For some this will be their income for the rest of their life and will also affect them and their family financially. This guide provides important information needed to make decisions concerning their future. The following will be found in the guide, plus much more: When to apply for Social Security Best age to retire Where to apply How retirement will affect your family Retirement benefits when divorced or widowed When and how to apply for Medicare What is covered and the cost of Medicare Taxes Important information that must be reported to Social Security The appeal process if you disagree with Social Security decision If you move out of the United States Important contact information Relatives and friends should read this book so they will have the knowledge to support and share with their loved ones. Readers will be able to access this essential guide on their phone by downloading the free Kindle app. Updated information will be added in the upcoming years if Social Security makes changes."