Rest-Easy Retirement

SCOTT STOLZ, CFP, RICP, is the Managing Director of iCapital. He¿s also the former president of Raymond James Insurance Group, where he leveraged his 35-plus years in the insurance and annuity business to manage the due diligence, product positioning, sales, and operational functions for annuities and life insurance distributed through Raymond James¿ 8,200 financial advisors. He is also the author of Unlocking the Annuity Mystery: Practical Advice for Every Advisor.

Introduction
Why Should I Even Consider an Annuity?
Why Do So Many People Hate Annuities?
All Annuities Are Not Created Equal
A Few Things All Annuities Have in Common
The Beauty of Lifetime Income
How Annuities Are Taxed
Fixed Annuities
Indexed Annuities
Variable Annuities
Structured Annuities
Single Premium Immediate Annuities and Deferred Income Annuities
What Happens When I Annuitize My Policy?
Guaranteed Lifetime Withdrawal Benefits
Covering Long-Term Care Expenses with Long-Term Care Qualified Annuities
What Happens If an Annuity Company Goes Out of Business?
Questions to Ask and Things to Look Out For
A Few Random, but Important, Issues
If You Won the Lottery, Would You Take the Lump Sum or the Annuity?
Acknowledgments