When a windfall on Wall Street gave ex-navy SEAL Cody Sargent a small fortune, he quit his job, bought a forty-five foot sloop, and sailed away to the tropics. Now he spends winters cruising the Caribbean, letting the warm sunlight and salt air wash his mind clean of the five years of death and killing he endured in cold, arid Afghanistan. It is October, and the tropical rain and humidly of the hurricane season have faded. The dry, sunny breezes of the new winter have taken over. Cody Sargent, beginning another winter of cruising the windward islands, sails into Admiralty Bay on the island of Bequia and drops anchor. He plans to while away a few pleasant days and nights with Emma Stevenson, a local boutique owner whom he met the previous spring on his trip south to Venezuela where he laid-up his boat for the summer hurricane season. Over dinner the first evening, Emma tells him the island gossip says a group of Muslims have taken up residence on the adjacent island of St. Vincent and plan to convert the local Rastafarians to Islam. Knowing Muslims well from his tours of duty in Afghanistan, Cody doubts they would even attempt such a conversion. With the whole winter ahead to cruise the Caribbean, Cody decides to take a few days and sail over to St. Vincent and investigate. Soon Cody finds himself both a murder suspect and the target of Muslim assassins, even as he struggles to thwart a strike against the U.S. mainland by Islamic terrorists.