Billions of Happy People: The book conveys how a group of major players in finance can have a World Treasury Bank issue an online-only, smartphone-only currency, the MAiN, for cross-border purchases. World Treasury Bank MAiN will offer substantial, free, currency-validation downloads of MAiN money to more than two billion smartphone owners worldwide. One Chapter is the purely speculative, Your Application To Become a Multi-Millionaire is Due Soon. Billions of Happy People: World Treasury Bank will obtain the endowment for free university for all human beings forever, with Internet streaming of every course under the sun at World Treasury Bank MAiN University. The book suggests that free university for every human being forever is a major advance for humanity. Billions of Happy Women: The book describes how World Treasury Bank will offer a smartphone download app for The World Parliament of Women, with Internet voting for 500 women members of Parliament, by 2,000,000,000 to 3,000,000,000 women worldwide, to be an immense, world-shaping growth in power for women. Billions of Happy People: The Bank will hold the annual Walking-Talking Robots Convention, suggesting that such robots can give to all humanity what only the super-rich and kings and princes have enjoyed through history: Personal Servants. The book suggests that a major beneficiary of Walking-Talking Robots will be women with reference to security and protection from any violence. Hundreds of Millions of Happy People: In a 'Modest Little Proposal', the book presents a formula for the United States, Canada, Great Britain, Ireland, Australia, New Zealand, Singapore, Puerto Rico, Liberia to federate into a 75-state, United America Canada Britain AustraliaNZ States. Billions of Happy People: World Treasury Bank will convene the formation of two, world sports leagues. One, a new, worldwide televised, football/soccer league in which each team will have two women players on the field in running positions at all times. The second, a World 4-Horse Chariot Racing League with 200 nations and social groups competing nightly.