Baby's heart is in the right place, but she's got problems - namely, a fierce taste for booze and a boyfriend who can't commit. She's living and working at Oakwood Hills, a crumbling lakeside resort. And now, the return of the local drug kingpin is about to throw her summer into full-blown chaos. To make matters worse, the owner of Oakwood Hills plans to sell the resort to someone who wants to renovate it, sucking the life out of the only home Baby's ever known. Desperate to stop the sale, Baby and her friends try to recover a sunken treasure rumoured to be sitting at the bottom of the lake.