A monthly bookkeeping record book is more than beneficial, it is a necessity for anyone who truly wants to keep track of expenses. Throughout the course of a day, the average consumer will spend three bucks for a coffee, eight bucks for lunch plus other small amounts on parking, snacks and other miscellaneous items. These figures seem tiny, but they add up when calculated regularly on a monthly basis. A consistent bookkeeping record can work wonders in curbing unnecessary expenses.