Albert Einstein said: "There are problems in today's world that cannot be solved by the level of thinking that created them." His words ring true as we face many worrying problems that our politicians and world leaders, predictably using the wrong level of thinking, are failing to solve. This book is the product of a refreshingly different level of thinking - outside of the box. It identifies and analyses the problems; reveals their origins; exposes the conspiracy of greed and power behind them and shows how they can be removed from our lives. It explains the flaws in the world's unsecured monetary system, warning of the dangers we face if we remain completely and utterly dependent upon it. It proposes a unique equitably shared monetary system, which will also enable us to combat the predicted consequences of global warming and climate change. It also proposes a bold and unifying social contract for the human race, using a modern interpretation of the words of Moses in Genesis 1: 28 as the foundation for its terms and conditions. The consequential lifestyle benefits for future generations will greatly exceed those of their ancestors. We dare not and must not fail them.