How many of us would appreciate a "do-over" for our financial lives? If we just knew then what we know now This book seeks to impart that financial know-how now so that we will have no regrets later. Do you know a young person just starting out in life, perhaps a new high school or college graduate? Put a copy of this book in his or her hand, and he/she will have the tools needed to get on the road to financial stability and make great decisions. This book holds valuable financial knowledge for all ages and stages - whether just starting out or nearing retirement. Imagine the joy of retiring with a large nest egg and no debt Good choices now will mean a bright future later if we are willing to discipline our money habits.