The message is clear: You don’t need rich parents. You don’t need a trust fund, or a fancy degree. You just need clarity, discipline, and the willingness to live differently from everyone around you.

A unique approach to building and keeping wealth.

You don’t need rich parents, or a trust fund, or a fancy degree, you just need clarity, the discipline to spend less than you earn, to invest the difference, and be willing to live differently from everyone around you.

Part memoir, part playbook, Making More With Less reveals the hard-won lessons learned from two decades of false starts, failed businesses, and eventual financial freedom. It is an antidote to false promises of financial gurus selling get-rich-quick schemes while renting Lamborghinis. Instead, it shares real experiences, real numbers, real results.

If you feel as if you’re working harder than ever and going backwards, then here is a framework and multiple action steps to apply in everyday life that will increase your bank balance — without you feeling deprived!