Blake Chandler- 22 years old. He Has won five lotteries the previous year as he traveled across the country to spread his parent's ashes and purchased lottery tickets with money they left him and instructions to do. He won twenty billion, but after taxes, he's down to a mere ten billion and is looking for financial advice. He lives in Lubbock, Texas, next door to Lexi's brother, Josh. Josh sets him up with Max Lane to help get his finances straight before he loses it all to taxes. Blake's physical appearance is; tall, 6'3" muscular, shoulder-length blonde curls, symmetrical chiseled features, brown and blue hazel eyes. He's a sweet, happy-go-lucky guy. He makes fast friends with Max and Kip. (He's met Kip and Peyton in L.A. at the beach) Rachelle Stone- 20 years old, but turns 21 in the first book- In college at UCLA, in L.A. in the Culinary Arts Program . Her mother doesn't know who her father is and has little to do with her. When she was three her mother placed her in a children's home. (The same one Max Lane was in, he was fifteen at the time) Her grandparents live in Round Rock, Texas and that's her only real family. She has abandonment issues. Her physical appearance is; Small frame, 5'2", deep black, straight hair that hangs to her small waist. Brilliant, deep blue eyes fringed in dark, thick lashes. Porcelain skin with hints of pink staining her high cheekbones and red, pouty lips. Her character is trying hard to be tough and keep most people at arms-length. Peyton is her best friend and after meeting Max again, she forms a little bond with him as an older brother figure.