Jesse Tanner's mother had given her very clear advice: don't invest all your money in that broken-down marina, get yourself a nice office job in New York City, and whatever you do, stay away from Chris Kennedy. But Jesse had blown it on all three counts, and now she found herself working round the clock to get her Montauk business off the ground, and more hopelessly in love with the commitment-phobic Captain Kennedy than ever before. Will she continue to cling to her Montauk fantasy, or will a chance encounter with successful attorney Jeff Wilder entice the bright and beautiful Jesse back to the glamour of Manhattan?