John Small may be a successful Wall Street banker, but at heart he's a country boy from the sleepy town of Nedine, South Carolina. The son of a proper Southern belle and a hard-working self-made man, John wants to open Nedine's first black-owned bank. But big dreams can bring big problems - and John's uppity New York City girlfriend is just the beginning. John is about to learn some hard truths about money and power, love and loyalty - and the forces of good and evil that connects us, black or white. And when his future is in danger, help will come from where he least expects it...