Lola French is stunned when she wins millions on the Lottery, and she is sure all her dreams are about to come true. However, right from the start, before she even claims her winnings, things begin to change and she separates abruptly and acrimoniously from the man she has been living with. Lola's colleagues are initially pleased for her, but eventually begin to resent her new status. One of them, Tom, whom she really likes, asks her out; but he does it on the day that news of her win spreads through the office and she sadly turns him down. She decides to leave her job as a Financial Adviser in Edinburgh and explore the limitless possibilities of her new lifestyle. When Lola and her mother excitedly set off on a Mediterranean cruise, it's not long before they both meet men they are interested in. However, their holiday of a lifetime catapults them into a life-changing sequence of dramatic and terrifying events that neither of them will ever forget. When she has to return to reality, Lola unexpectedly finds herself involved with Tom again But the storm clouds are looming overhead, and as the recent past catches up with her and forces her to confront violence and danger once more, Lola risks losing Tom forever.