Lily, the second daughter of banker Fred Sullivan, is finally of age and ready to marry. She's been in love with Daniel Olafsen since the age of twelve, when she fell out of a tree...and onto him. Unfortunately for Lily, she believes Daniel is in love with her sweetly feminine older sister, Rose. Lily's not ready to accept defeat, though, and she curbs her tomboyish ways in an effort to make Daniel fall in love with her. But will he ever be able to see Lily for who she truly is? Or will she have to change for the man she loves to win him?